HBL New Auto Loan 2025

 Its a new year and HBL Pakistan announces a new Promo scheme for Auto/Car Loan for all kinds of cars in Pakistan. With State Bank Pakistan setting up the Mark Up to as low as 12%, Habib Bank Limited has announced a Promo Scheme for all those who are looking to finance their dream car. 

Here are some questions which might be in your mind:

• Which Pakistani bank is best for Car Loans?
• What is the percentage of  an HBL car loan?
• Can you get 0% interest on a car loan?
• What is the Loan Limit of HBL Car Loan?
• Which car financing is zero interest in Pakistan?

You will get clear answers for all of these questions in detail. This is going to help you choose the best bank for car loan. Following are the best banks for Auto/Car loan in Pakistan. 

• Habib Bank Limited Car Financing
• Meezan Bank Car Ijarah.
• Bank Alfalah Car Financing.
• MCB Roshan Apni Car

All four banks listed above have a very good financing schemes and you can compare the rates of these banks by checking their Car Loan Calculators. Currently HBL Pakistan offers you Easy Car Loan which is flexible, hassle-free, convenient financing facility with a fixed mark-up rate to own your dream car. HBL has announced a promo scheme for car financing which is flat 11.99% plus 1.75% insurance. Now the total markup will be approximately 13.74%. This promo is valid for 2 months including February and March. 

Following is the HBL Rental Calculation Sheet(Fixed Rate Basis) for 3 years:

Vehicle Name	Alto VXR	Tenure(Months)	36
Vehicle Price	2720535	Security Deposit	1088214
Security Deposit	40%	Insurance Premium	47, 609
Financed Amount	1632321	Total Upfront Payment	1135823
Rate of Markup	HBL	Fixed	11.99%
Insurance Rate	JUBLIEE Insurance	For all Vehicles	1.75%
Months	Monthly Rental	Insurance	Total Monthly Payment
01-12	54081	3571	57652
13-24	54081	3174	57225
25-36	54081	0	54081

The above table is showing exact figures HBL Car Loan for 3 years plan. This is the best and currently lowest Car loan scheme in Pakistan. You can also check 5 years plan for the 40% upfront payment in the following Table.

 

Vehicle Name	Alto VXR	Tenure(Months)	60
Vehicle Price	2720535	Security Deposit	1088214
Security Deposit	40%	Insurance Premium	47, 609
Financed Amount	1632321	Total Upfront Payment	1135823
Rate of Markup	HBL	Fixed	11.99%
Insurance Rate	JUBLIEE Insurance	For all Vehicles	1.75%
Months	Monthly Rental	Insurance	Total Monthly Payment
01-12	36167	3571	39738
13-24	36167	3174	39341
25-36	36167	2777	38944
37-48	36167	2380	38547
49-60	36167	0	36167

You can compare these rates and markups with all other banks and you will definitely find a huge gap between HBL car Loan scheme and other banks car loans. Go ahead and apply for this loan ASAP.